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Finance Options

A&B Asset works with two highly respected and established banks to offer our fantastic finance packages, our long-term relationships with both Barclays Partner Finance and Hitachi mean we can offer you a range of finance packages that allow you to improve your home on a payment plan that suits you.

Authorised and regulated by the Financial Conduct Authority.
A&B, 1 Olympus Close, Ipswich, Suffolk, IP1 5LJ act as a credit broker and not the lender, and offers products from two financial providers.
Credit is subject to application and status:

  • Applicants must be over 18 years or over on application date.
  • In permanent UK Residence – minimum of 3 years
  • Fulfil one of the following employment criteria:
  • In regular, permanent employment working a minimum of 16 hours per week (including students)
  • Retired from regular employment. Minimum age 50.
  • Not working through disability and in receipt of disability benefits
  • Self – employed
3 years Interest Free Credit - 0% APR Representative

3 years Interest Free Credit - 0% APR Representative

Available on all product lines, repayments start one month following the installation of products. Spread the cost over 24 or 36 months. 30% deposit required for 24 months and 50% deposit for 36 months. Credit is subject to application and status. Terms and conditions apply - please contact us or visit one of our show centres for full details.

Low Rate Option - 4.9% APR Representative

Just £99 Deposit
Low Rate Option - 4.9% APR Representative

Buy today with nothing to pay for 3 months, then a fantastic low rate of just 4.9% APR Representative. Spread the cost over 12 to 60 months. £29 early exit fee applies. Representative example: Cash price of goods £2748, 10% deposit £274, total amount of credit £2474. Duration of agreement 63 months, 60 monthly instalments of £46.83 per month, rate of interest 4.9% pa (variable), total amount payable £3083.80, 4.9% APR Representative. Credit is subject to application and status.

Low Rate Option - 5.9% APR Representative

Just £99 Deposit
Low Rate Option - 5.9% APR Representative

Buy today with nothing to pay for 3 months, then a fantastic low rate of just 5.9% APR Representative. Spread the cost over 12 to 120 months. £29 early exit fee applies. Representative example: Cash price of goods £2748, 10% deposit £274, total amount of credit £2474. Duration of agreement 123 months, 120 monthly instalments of £26.20 per month, rate of interest 5.9% pa (variable), total amount payable £3418, 5.9% APR Representative. Credit is subject to application and status.

Buy Now Pay Later - 19.9% APR Representative

Just £99 Deposit
Buy Now Pay Later - 19.9% APR Representative

Pay nothing for 12 months. Available on all product lines, settle in full prior to the end of the 12 month deferral period and pay no interest. £29 early exit fee applies. Representative example: Cash price of goods £2748, 10% deposit £274, total amount of credit £2474. Duration of agreement 132 months (including 12 month deferral period), 120 monthly instalments of £53.19, rate of interest 19.90% pa (variable), total amount payable is £6656.80, 19.9% APR Representative. Credit is subject to application and status.

Buy now pay later terms and conditions.

  1. If you repay the loan in full on or before the date of your first repayment, we will not charge you interest, but we may charge you a settlement fee if this applies.
  2. If you repay part of the loan on or before the date of the first repayment, we will not charge you interest on the part of the loan you repay. When we receive your payment, we will reduce your loan balance by the sum of your repayment plus the interest rebate.
  3. If you make a full or partial settlement payment to us after the date of the first repayment you will not be entitled to a refund of any interest incurred prior to the date we receive the payment. You may be entitled to an interest rebate, which we will calculate in accordance with the Consumer Credit (Early Settlement) Regulations 2004. For full terms and conditions please contact us or visit one of our show centres for full details.
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